I'm mainly bitching about obamacare. My premiums have gone up from $450 to close to $800. If I was making what I make and my company didnt offer insurance I would get help from the govt and would be paying around $120. Or if I didnt have a job I'd be paying $50 or so. But because my company offers insurance I get no help and am paying A LOT more than I did before obamacare. I have yet to meet someone who is middle class that hasn't been screwed by obamacare.
And that sucks my friend. I'm so sorry for that. I've seen an increase in my insurance rate as well, $10 a check or $260/year(single white male).
The benefits have been:
Helping lower income families get insured
Lowering, dramatically, the amount of unpaid hospital bills
Along with CMS guidelines and quality measures, curbing the increase in spending per capita per year(2006 it was near 8%, and still below 3% even though the economy is back on track)**
Can not deny coverage for pre-existing conditions
More ad-nauseum
I don't like that my insurance company is pocketing that money... it was used as an excuse to increase premiums. But we're gonna take a loss sometimes. For the benefits provided, even with some abusers, I really don't mind.
** Yes, I remember the promise of saving $2500 a year. But if you continue from 2006 with the 8.5% increase per year, you'll get the number they promised.