Analogy for
@infection to enjoy and
@Saint Cy of JFC to hate and not understand.
John Collins is the nice house you bought for too much money. You wanted the house... its a nice house but you rushed into it thinking there wouldn't be much of an opportunity to buy something similar later at a better value. Its fine if you live in it and you don't "realize" the loss... and it is a nice house but you start to look around and think about what are the other costs of paying too much for the house. It'd be nice to take more and better vacations... but the house payment is a bit much for that. "oh look at that investment opportunity... crap... I don't have the money for it cuz the house payment is just a bit much". You start to see some comps come in (Naz Reid at 3/41 and Harrison Barnes at 3/54) and you realize that even though you fixed up the yard a little... you aren't going to get what you paid for in this house.
We could put some money into putting a pool in the yard and get new flooring (a PnR pg) to increase the value of the house and make it "show better". Then you realize that seems like throwing good money after bad.
While you will survive the house payment and live on the hamster wheel because you can afford it... you lost out on some opportunities (cap space, pt for young players, acquiring better fitting vets to help boost our young players and star).
Unless you find a sucker you just keep making payments until the mortgage runs out I guess.