And it's not even bills they owe anyone else.
It's like if you and some of your buddies all formed a Magic the Gathering club. Sometimes you'd get together to play, but to be in the club you were expected to buy a certain number of booster packs every month. Now these booster packs just improved your own decks, they belonged to you and you alone. So, some of the players, perfectly happy with the cards they already have buy two booster packs instead of three, and the one ******* in the group threatens to shut the whole club down because other people aren't buying as many booster packs as they're supposed to. Not only that, but the ******* tells the one known thief in the wider Magic the Gathering community where other players store their cards and says he won't say anything if the thief happens to acquire some of those cards somehow.