I think it might be this:
https://www.youtube.com/watch?v=NHxS8wlDngI
That's from the late 80's, but it would've been on the radio still when I was a little older probably, would explain why my searching through the 90's charts yielded little fruit and it fits what I'm describing. It's been so long that I can say for sure or not though. It's a good song though if it's not.
Know that song real well.. not what I would have thought you were describing.