Ok, but what's the counterfactual? Premiums have been increasing for a long time now, so are they now increasing at a faster rate, slower rate, or about the same than historical and/or recent trends?
For what it's worth, I don't see that premiums have to fall to claim ACA is a success. I'm willing to trade off increased cost for increased access, although I'd obviously prefer decreased cost. I do, however, think an important, but not sufficient, indicator of success is how it affects the long-term tream in overall health care cost.
All, or most public policies, are matters of trade-offs (Pareto Optimality be damned), there's inevitably winners and losers. I'm willing to look at what these trade-offs are and how they play out and have a rational discussion about how we assess them.
Good question. I don't know the answer. Was just trying to add some context.
Well from what I understand what insurance companies one can choose from is limited by the ACA. Why? Why not open the doors and let any insurance company compete anywhere they can? Also wouldn't more people paying premiums tend to lower premiums? Premium costs are only one measure of success. But if other signs of success are there I am willing to a decent increase in my premiums
This makes me laugh. In the sense that often times people on the right defend capitalism this way. Suddenly now it is a problem.
I do think the penalty for no insurance should be done away with completely.